Over 60 years of service.
We've been here for you — and we will continue to be.
Founded in 1964 by Ann Gibson and guided for 38+ years by agency principal C. Darrell Roach Jr., CIC, LUTCF, we have protected great-grandparents to great-grandkids across Keller and the DFW Metroplex. Our computerized rating system instantly compares rates across Travelers, Safeco, The Hartford, Progressive, Kemper, and Hagerty for the strongest protection at the best rates.
"Large enough to serve you with top national underwriting, small enough to care." — Staff of 5 licensed agents answering phones in person.
Graduate of TCU, trained at Aetna Home Office in Hartford, CT. Representing 4 generations of Texas policyholders.
Start with what you want to protect.
Choose the option that best matches your situation. If more than one applies, Darrell Roach and our licensed Keller agents will run a coordinated multi-carrier review.
My home and vehicles
Explore coverage for your home, auto, rental property, condo, apartment, classic vehicle, and personal liability.
My business
Protect your operations, vehicles, property, employees, and financial future with coverage suited to the way your business works.
My family and future
Explore ways to protect income, prepare for final expenses or long-term care, build a legacy, and support retirement goals.
My health coverage
Understand available health coverage paths for you, your family, or your employees.
My Medicare coverage
Get Texas-focused guidance when you are approaching Medicare, reviewing current coverage, or helping a family member.
Not tied to any single insurance company.
Unbiased local advocacy focused on your family and business.
Insurance in Texas is not about grabbing the cheapest teaser price from an algorithm. The catastrophic hail deductibles, spring storm exclusions, and claims responsiveness behind a policy dictate whether you are actually protected when severe weather strikes the DFW Metroplex.
Single-carrier captive agents are contractually obligated to sell you only their company's price increases. As an independent recording agency, Ann Gibson Insurance Agency represents you. Darrell Roach and our licensed Keller team utilize computerized rating to cross-shop top carriers simultaneously — including Travelers, Safeco, The Hartford, Progressive, Kemper, and Hagerty — ensuring you never overpay or suffer coverage gaps.
- ✕Single-Brand Rate Hikes: Bound to their company's price increases; cannot cross-shop when premiums spike.
- ✕No Alternatives When Dropped: If their company tightens underwriting in North Texas, you are left stranded.
- ✕Call Center Disconnect: Claims and policy service are routed to anonymous 1-800 offshore phone queues.
- ✓Instant Multi-Carrier Comparison: We benchmark Travelers, Safeco, The Hartford, Progressive, Kemper, and Hagerty to find your best rate.
- ✓Local DFW Storm Expertise: Tailored roof replacement cost, wind/hail deductibles, and water backup coverage built for North Texas.
- ✓Real Humans at 164 S. Main: Talk directly to our staff of 5 licensed agents who know you by name.
A disciplined 5-stage sequence to eliminate coverage blind spots.
We replace confusing quote screens with an advisor-led review grounded in your true exposures, verified deliverables, and 60+ years of local Texas renewal advocacy.
Discover
Audit real estate deeds, square footage, vehicle usage, household drivers, commercial entities, and upcoming loan closing deadlines.
Compare
Simultaneously benchmark pricing and terms across 30+ authorized Texas carriers to find the right institutional appetite.
Explain
Translate complex policy fine print—decoding wind/hail deductibles, water back-up endorsements, and liability thresholds.
Implement
Execute carrier binding, deliver proof directly to your mortgage lender or title company, and coordinate escrow instructions.
Review
Ongoing advocacy months before annual renewal. If carrier rates spike or rules change, Darrell and our team automatically benchmark the market.
Average review takes 10–15 minutes. You speak directly with licensed Texas agents at our 164 S. Main St. office.
Working against a deadline? Start here.
Texas insurance deadlines demand immediate action. Choose the path that matches your timeline:
Home Closing in 24–48 Hours or Received a Cancellation / Nonrenewal Notice?
Do not risk loan funding delays or property coverage lapses. Our licensed Keller team prioritizes time-sensitive lender binders and urgent market re-shopping directly.
Buying a Texas home or facing a steep renewal hike?
Texas homeowners are facing 25% to 40% renewal rate spikes and ballooning wind/hail deductibles. Whether you are closing with a title company or shopping alternatives, Darrell Roach and our team cross-shop top carriers including Travelers, Safeco, Hartford, and Kemper.
Have your property address, lender contact, and target closing date ready for immediate binder delivery.
Certificates of Insurance or Surety Bonds needed?
Commercial contracts require verified General Liability, Commercial Auto, and Surety Bonds. Operating in Keller since 1964, our team issues prompt COIs and customized business packages to protect your enterprise.
BOP, CGL, commercial auto, workers' comp, special event coverage, and license & permit bonds.
Fast answers, with a real person paying attention.
Your family or business should not get lost in an automated queue. When you contact Ann Gibson Insurance Agency, our licensed Keller agents personally handle your inquiry, gather the right details, and provide computerized comparative rating.
For auto, home, and commercial inquiries, Ann Gibson Insurance Agency generally delivers competitive comparative quotes the same business day or within 24 hours. Need expedited binding for real estate loan closing? Call our Main Street office directly.
Insurance decisions often begin with a change.
Choose what is happening now, and we will point you toward the most relevant place to begin.
Access to recognized carriers and providers.
Ann Gibson Insurance Agency works with an expansive roster of vetted insurance carriers and coverage providers across personal, commercial, life, and health markets. We help Texans compare options and evaluate more than one path.
TravelersSafecoThe HartfordProgressiveKemperHagertyForemost InsuranceDairyland
Homeowners of America
Orion180
American ModernThe HartfordTravelersLiberty MutualChubb
Great American
Hanover
Hiscox
RLI
Coterie
biBERK
THREE by Berkshire HathawayBlue Cross Blue Shield of TexasAetna
HumanaMetLifePrudential
Nationwide
Mutual of Omaha
Allianz
Pacific Life
Corebridge FinancialBlue Cross Blue Shield of TexasAetnaHumana
UnitedHealthcareMutual of Omaha*Carrier and provider availability varies by product and Texas county/ZIP. Displayed names and logos do not imply that every product is available to every applicant or that carriers sponsor Ann Gibson Insurance Agency, Inc.
Texas insurance guided by experienced local counsel, not call centers.
Founded in 1964 by TCU alumna Ann Gibson (1915–2014) and led since February 1988 by C. Darrell Roach Jr., CIC, LUTCF, Ann Gibson Insurance Agency has served generations of Keller, Tarrant County, and North Texas families and business owners for more than six decades.
Operating out of the landmark Historic Old Bank Building on Main Street, Darrell and his veteran team of 5 licensed Texas insurance agents provide independent, multi-carrier representation. We compare rates across America's top underwriting institutions—including Travelers, Safeco, The Hartford, Progressive, Kemper, and Hagerty—with computerized rating and personal attention.
"We do business the way it should be done: when you call our Keller office, a real, licensed agent answers the phone. We have insured many families from great-grandparents down to great-grandchildren."
We are an established local agency, not an online lead farm. We never sell your phone number to telemarketers.
When you enter your phone number into generic online quote comparison sites, your contact data is sold to dozens of automated telemarketing call centers within seconds. At Ann Gibson Insurance Agency, your data is strictly confidential. You communicate directly with our licensed Texas agents right here at 164 S. Main St. in Keller.
No robotic spam dials, no offshore sales floors, and zero contact list resale.
In-person counsel with Darrell Roach, CIC, and 5 licensed Keller agents.
Banking-grade encryption safeguards policy declarations and property values.
Strictly compliant with Texas Department of Insurance consumer privacy mandates.
What you can expect from Ann Gibson Insurance.
A conversation built around you
We begin with your family or business situation, timing, and priorities—not a generic sales pitch.
Comparative multi-carrier rating
Understand meaningful differences in policy terms, wind/hail deductibles, and premiums across Travelers, Safeco, Hartford, and more.
Phones answered in person
Work directly with Darrell Roach and our 5 licensed Texas agents right here at 164 S. Main St. in Old Town Keller.
60+ years of renewal advocacy
When market rates adjust or life events happen, our team is right here in Keller to defend your coverage and re-shop terms.
Frequently Asked Questions
Honest, straightforward answers from Keller's trusted independent agency since 1964.
Already an Ann Gibson Insurance client?
Call our Keller office directly at (817) 431-1723 or email CS@agins.net for policy changes, certificates, mortgagee updates, or claims guidance.
Important notice: Coverage cannot be bound, altered, or cancelled via voicemail, email, or website message until confirmed in writing by a licensed agent.
One conversation can bring your insurance options into focus.
Tell our licensed Keller agents what you need to protect and when you need it. We compare rates across top-rated carriers with zero broker fees and zero obligations.
Tell our Keller team how we can assist you.
Share your details below. A licensed agent at 164 S. Main St. will follow up promptly with comparative multi-carrier options.
Thank you — your request has been received!
A licensed agent from Ann Gibson Insurance Agency at 164 S. Main St. in Keller will review your information and follow up promptly. Submitting this request does not bind, change, or cancel insurance coverage.
The Historic Old Bank Building
Serving Keller, Southlake, Westlake, Colleyville, and North Texas families since 1964.
Keller, TX 76248
Located in Old Town Keller in the landmark Historic Old Bank Building.
Open in Google Maps →Monday through Friday: 9:00 AM – 4:30 PM CT
Closed for lunch: 12:00 PM – 1:15 PM CT • Closed Saturday & Sunday